The Impact of Pension Finance Development on Economic Development under the Background of Population Aging

Main Article Content

Jiaxuan Song
School of Finance, Shandong University of Finance and Economics, Jinan, 250220, China

DOI: https://doi.org/10.70267/icbms.2601.0107

Keywords

population aging, pension finance, economic development, consumption, investment

Abstract

In recent years, the global population structure has undergone profound changes. With the decrease in birth rate and extension of average life expectancy, the world population aging problem has become a hot issue of world development. As the action on the pension issues, pension finance s not only provides life security for the elderly group, but can also make a significant impact on economic development. This article aims to sort out research about the impact of pension finance on consumption and investment by scholars at home and abroad. It will present the existing research results clearly, facilitate subsequent scholars to do research and bring up feasible suggestions. This article concludes that the development of pension finance boosts economic development in most cases. Based on the article’s conclusion and the current situation of a large number of countries with immature pension financial systems, this article mainly brings up suggestions, including establishing a suitable pension financial system based on national conditions, innovating pension financial products and services, enhancing supervision and management, and emphasizing cross-regional communication and cooperation.

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Published
Mar 12, 2026
Conference Proceedings Volume
Vol. 13 (2026): Proceedings of the 3rd International Conference on Business, Management and Sustainability (ICBMS 2026)
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Articles
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How to Cite

Song, Jiaxuan. “The Impact of Pension Finance Development on Economic Development under the Background of Population Aging”. Exploring Science Academic Conference Series, vol. 13, Mar. 2026, pp. 1-7, https://doi.org/10.70267/icbms.2601.0107.